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How to Create a Budget Plan

How to Create a Budget Plan

When it comes to budgets, it is less about if you should have one and more about how to create a budget plan. There are many ways to go about this, but let’s start simple and go from there. All of these budgets are something you can start today without a lot of effort or pulling your hair out.   How to Create a Budget Plan the Easy Way The best place to start is with your income. You’ll want…

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How to Save Money on Grocery Shopping

How to Save Money on Grocery Shopping

If you’re anything like me, you’re always shocked at how expensive your grocery bill is each month. That’s why I wanted to talk about how to save money on grocery shopping. Chances are you are spending more than you realize or even need to. These tips will help you cut back on spending while still enjoying the food you and your family love.     Every time I go to the grocery store it feels like prices have gone up….

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How to Save a $1,000 Dollars in a Week, a Month, or a Year

How to Save a $1,000 Dollars in a Week, a Month, or a Year

We all know we need to save money, but when it comes to how to save a $1,000 dollars, it gets a little more difficult. Getting the job done isn’t always as easy as we’d like. It always seems like something gets in the way or just when you start saving money an unexpected expense comes ups and washes it all away. At least, this is how it was for me for years before I made a few simple adjustments….

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Your Bad Credit is Costing You More Than You Know

Your Bad Credit is Costing You More Than You Know

Sure, you know that good credit is important if you want to buy a house or a car, but you may not realize just how much of an impact bad credit can have on the rest of your life, the things you take for granted. 5 Times Bad Credit Costs You Money If you have less than great credit, then simply getting through the day is costing you more money, and grief, than someone with good credit even if you…

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My Second Month of Blogging – More Good, More Bad, and Even Uglier

My Second Month of Blogging – More Good, More Bad, and Even Uglier

I don’t share too much personal information in my blog posts as they are really about you and for you, but I am going to talk about something personal here as this post is about my blogging experiences. If you want to skip it, go ahead and scroll down to the meat of the post. I do think, however, for a segment of my readers, this might resonate. (You can find my post on my first month of blogging HERE.)…

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How to Save Money on Clothes – 15 Tips & Tricks to do Just That

How to Save Money on Clothes – 15 Tips & Tricks to do Just That

The truth is, I love clothes and I love to shop. Unfortunately, I hate to spend a bunch of money to look good. So, if you’re like me and you’re wondering how to save money on clothes, here are 15 clothing tips and tricks that will save you a lot of money. How to Save Money on Clothes 1.Create a shopping challenge – When I was a little younger, my best friend and I would usually want a new outfit…

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How to Pay Off Debt Quickly – 6 Easy Ways

How to Pay Off Debt Quickly – 6 Easy Ways

If you have debt chances are you’d like to pay it off quickly, and I don’t blame you. Debt can drag you down and suck the fun out of life. So, if you would like to learn how to pay off debt quickly, read on. How to Pay Off Debt Quickly Whether you want to pay off debt quickly so you can save to buy a home, or take a big trip or just live without the shadow of gloom…

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What is the FICO Score Range?

What is the FICO Score Range?

There are several ways your credit score is determined. One of the most common and popular is your FICO score. While there’s a good chance you’ve heard of it before or seen commercials about it on TV, you might be wondering what it means and what the FICO score range actually is. What is a FICO Score? Put simply your FICO score is a type of credit score that was created by the Fair Isaac Corporation. When you apply for…

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How to Save Money With Coupons – 6 Tips to Save Money & Time

How to Save Money With Coupons – 6 Tips to Save Money & Time

I’ll be the first to admit that I’m not a big fan of coupons. Sure, I love saving the money, but it can seem like a big hassle to deal with them. With that said, there are ways to use coupons without spending a great deal of time and energy in the process. So, here are six easy ways how to save money with coupons. How to Save Money With Coupons 1.Stay organized – Maybe one of the most important…

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Whats a Good Credit Score? This Chart Will Show You

Whats a Good Credit Score? This Chart Will Show You

When it comes to credit scores, the whole thing can seem mysterious. What goes into your credit score, what hurts your score, and maybe most importantly whats a good credit score are all important questions. Whats a Good Credit Score Anyhow? Before we get into the actual scores, it’s important to know that there are three major credit reporting agencies and two major scoring systems. All three of these agencies use slightly different score ranges, and how they determine their…

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