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Author: Beth Nelson

Your Bad Credit is Costing You More Than You Know

Your Bad Credit is Costing You More Than You Know

Sure, you know that good credit is important if you want to buy a house or a car, but you may not realize just how much of an impact bad credit can have on the rest of your life, the things you take for granted. 5 Times Bad Credit Costs You Money If you have less than great credit, then simply getting through the day is costing you more money, and grief, than someone with good credit even if you…

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My Second Month of Blogging – More Good, More Bad, and Even Uglier

My Second Month of Blogging – More Good, More Bad, and Even Uglier

I don’t share too much personal information in my blog posts as they are really about you and for you, but I am going to talk about something personal here as this post is about my blogging experiences. If you want to skip it, go ahead and scroll down to the meat of the post. I do think, however, for a segment of my readers, this might resonate. (You can find my post on my first month of blogging HERE.)…

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How to Save Money on Clothes – 15 Tips & Tricks to do Just That

How to Save Money on Clothes – 15 Tips & Tricks to do Just That

The truth is, I love clothes and I love to shop. Unfortunately, I hate to spend a bunch of money to look good. So, if you’re like me and you’re wondering how to save money on clothes, here are 15 clothing tips and tricks that will save you a lot of money. How to Save Money on Clothes 1.Create a shopping challenge – When I was a little younger, my best friend and I would usually want a new outfit…

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How to Pay Off Debt Quickly – 6 Easy Ways

How to Pay Off Debt Quickly – 6 Easy Ways

If you have debt chances are you’d like to pay it off quickly, and I don’t blame you. Debt can drag you down and suck the fun out of life. So, if you would like to learn how to pay off debt quickly, read on. How to Pay Off Debt Quickly Whether you want to pay off debt quickly so you can save to buy a home, or take a big trip or just live without the shadow of gloom…

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What is the FICO Score Range?

What is the FICO Score Range?

There are several ways your credit score is determined. One of the most common and popular is your FICO score. While there’s a good chance you’ve heard of it before or seen commercials about it on TV, you might be wondering what it means and what the FICO score range actually is. What is a FICO Score? Put simply your FICO score is a type of credit score that was created by the Fair Isaac Corporation. When you apply for…

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How to Save Money With Coupons – 6 Tips to Save Money & Time

How to Save Money With Coupons – 6 Tips to Save Money & Time

I’ll be the first to admit that I’m not a big fan of coupons. Sure, I love saving the money, but it can seem like a big hassle to deal with them. With that said, there are ways to use coupons without spending a great deal of time and energy in the process. So, here are six easy ways how to save money with coupons. How to Save Money With Coupons 1.Stay organized – Maybe one of the most important…

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Whats a Good Credit Score? This Chart Will Show You

Whats a Good Credit Score? This Chart Will Show You

When it comes to credit scores, the whole thing can seem mysterious. What goes into your credit score, what hurts your score, and maybe most importantly whats a good credit score are all important questions. Whats a Good Credit Score Anyhow? Before we get into the actual scores, it’s important to know that there are three major credit reporting agencies and two major scoring systems. All three of these agencies use slightly different score ranges, and how they determine their…

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How to Get a Quick Bad Credit Loan

How to Get a Quick Bad Credit Loan

In a perfect world, you would have no debt and never need to take out a quick bad credit loan, but we don’t live in a perfect world. That means sometimes you need money quickly to take care of an emergency or to consolidate debt. If that’s the case for you, read on. Where to Get a Quick Bad Credit Loan Whether your credit is good, just okay, or even bad, that doesn’t mean you don’t have emergencies or unexpected…

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How to Purchase a Car and Save Money – 11 Tips

How to Purchase a Car and Save Money – 11 Tips

There’s nothing quite like that new-car smell. Unfortunately, with that new car smell comes a large car payment. So, whether you’re planning on buying a new car or a used car, you want to learn how to purchase a car and pay as little as possible. How to Purchase a Car for Less Money There’s no getting around the fact that buying a car is a big purchase that you will be paying for month after month for several years…

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How to Increase Your Credit Score? Don’t Do This!

How to Increase Your Credit Score? Don’t Do This!

There are some obvious things that hurt your credit score and some obvious things to increase it, but here are four things you might be doing that will drag your score down. So, if you’re wondering how to increase your credit score, be sure you aren’t doing these four things. How to Increase Your Credit Score It’s pretty obvious that if you don’t pay your bills on time or you default on a loan, your credit score is going to…

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